As an Executor or Personal Representative, dealing with Probate and an estate comes at an already difficult and sad time. It can be a time consuming responsibility. We can help you. We can look after all aspects of the administration of an estate on your behalf, that can all too often become a minefield of problems and we will liase with you throughout it all.

Based in Failsworth Manchester, our office has the benefit of free parking and disabled access. You will receive a warm welcome.

However, we also offer home visits and a free initial consultation in your own home at a time that is convenient for you.

Call now on 0800 294 306 for advice and further details or email jo-ann.mason@wesolicitors.com

Probate Services Court of Protection

Theresa Bunn aged 56, lied about the value of her aunt’s estate and failed to declare large cash gifts made in her life time. The estate was worth over £1.5m. Bunn declared the estate value to be £285,000 to HMRC to keep it below the tax allowance.

Bunn’s finances were investigated after HMRC officers discovered she had been financially supporting a friend and using her friend’s bank accounts to hide money and evidence of her spending from her family.

She was charged with cheating the public revenue contrary to Common Law in April 2014 and admitted the offence on 9th March 2015.

Bunn has been jailed for 2 years and 8 months as she lied to avoid paying an inheritance tax bill of around £500,000.

Stuart Taylor, assistant director, HMRC, said: “Theresa Bunn had the benefit of large amounts of cash and lied purely to avoid paying tax. The vast majority of us pay what is due, when it is due, but HMRC will not tolerate tax fraud and will investigate those we suspect of operating outside the law.”

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There are ways to reduce an Inheritance tax liability in a legitimate way. Seeking legal or financial advice is a more straight forward and practical way rather than risking a prison sentence. HMRC are naming and shaming more tax evaders and investigating all areas of tax avoidance.

The current tax threshold for inheritance tax is £325,000. Any amount above this is taxed at 40%.  A married couple can claim the tax allowance of the first spouse to die, giving them an allowance of £650,000 on the death of the surviving spouse.

There are exemptions such as charitable gifts and Business Property Relief. Inheritance tax planning is vital to anyone who has assets which a value in this region.

 

For more information on how you can include tax planning alongside your Will

call WE Solicitors LLP today.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

 

 

The Ministry of Justice (MOJ) has launched a public awareness campaign to encourage people to plan for their and their families’ futures.

https://www.gov.uk/government/publications/planning-for-the-future-choice-not-chance

It can be difficult to have a conversation about making a Lasting Power of Attorney or a Will. It is always easier to approach when it is not likely to be an immediate issue and it is a measure taken to plan for the future. This would be the best time to do it.

However, if it has to be at a time when it is felt that it is important to put a Will or Lasting Power of Attorney in place because it you can see that it will be needed in the not too distant future it may be best to bring up the subject in a way that can show the benefits of having one. For example: ‘My friend’s mother has just done a Lasting Power of Attorney and it has made things much easier for her and for her family to help her. She has put it in place so she can choose who she wants to help her”

Another way is to arrange an initial appointment with an expert solicitor at WE SOLICITORS to have an initial meeting to have a chat about what is involved and how it works and discuss any concerns. It can a way for the person who needs a Will or an LPA to obtain information for themselves. If the person you care for then decides they don’t want to go ahead at least they have then made a more informed decision. If they do we can start the process and get the ball rolling.

CHOICE NOT CHANCE

Making a Will is not as daunting as you may think. There may be issues you have not thought about or thins that you don’t know how best to deal with. Once to you have spoken to an expert advisor you are likely to feel much better after making a Will and knowing that you have done what you can to help your loved ones whenever the time comes. It is not nice to think about death but it is better to think about it knowing you have put your affairs in order.

choicenotchance

If you would like more information about planning for your future call or email

 WE SOLICITORS LLP and see how we can help you

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

Have you thought about what will happen to your online accounts if you were to die? How will your executor or your family know what to do?

In an age where more and more of us are turning to online banking and social media, it is becoming a more prominent issue. With emails, online banking, investments, Twitter Facebook LinkedIn PayPal and iTunes accounts, it is an ever increasing domain.

Social Media

In some cases some of the material on these accounts will not be recovered. You would need to decide whether you want them to be deactivated or kept as a memorial to you.

Online money accounts:

Would your family know if you have a PayPal account and how to access the funds in it?

Would they know about an online bank account you have, especially if it is paperless. A statement will not fall through the letter box for them to come across after you have died.

Ownership

There is also the question of who owns the digital assets. iTunes can not be transferred to another person, unlike a physical CD, you buy a licence to enjoy the tunes you download but can’t pass them on to someone else.

 

There are many factors to consider and it should not be left to your loved ones (particularly if they themselves are not that computer savvy) to have the responsibility to find digital assets when you can make it as easy as possible for them to deal with them.

This can be done in conjunction with your Will.  Call or email WE Solicitors today

to find out how you can protect your assets.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

 

The Ministry of Justice have announced tens of thousands of people have already used the new online will search tool that was set up a month ago. The archive has 41 million Wills including those of many famous people.

Read more here: https://www.gov.uk/government/news/more-than-6-million-searches-of-new-wills-archive

If you think you could have been or may be a beneficiary of a Will of a family member or a friend you can search the will archive to see if this was or is the case. If the estate had to obtain a Grant of Probate then the wills archive will have a record of the Will.

If you are not sure of the wording of a Will or you would like advice as to what the next steps could be for your once you have obtained a copy then call

WE SOLICITORS LLP today for expert advice.

What if the person who has passed away did not leave a Will? Do you know who would be entitled to the estate under the Intestacy Rules?

For more information on Probate:

https://www.gov.uk/wills-probate-inheritance 

For advice if you are an executor or a possible beneficiary or you would like a solicitor to act on your behalf when dealing with any aspect of Probate call or email WE Solicitors LLP. No matter how small your query we are here to help.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

The BBC has launched an online care calculator. By answering a few simple questions it can give you an indication of what a person’s likely care costs would be based on their assets and their income. It also gives guidance on how the care cap set to be introduced in April 2016 will have an effect.

This is an excellent tool which will help families have an idea of what to expect if they are faced with  the prospect of a family member having to go into a residential care home. It is based on the area they live in.

http://www.bbc.co.uk/news/health-30990913

We Solicitors say “This is an excellent tool to give you an idea of what to expect. It could be particularly useful if you are acting as an attorney under a Lasting Power of Attorney on someone’s behalf. Care fees are a minefield and many people have misconceptions about what will happen if they had to go into a residential care home and how they will have to pay for their care.

It is always better to plan ahead and put in place any measures you can before the possibility of looking into care becomes imminent. There are choices you can make before it gets to late and others then have to decide what is best for you.

Putting a Lasting Power of Attorney in place for your Property and Affairs and for your Health and Welfare is essential for anyone reaching retirement age even if it is not required now it can be safely stored until such time as it may be needed.

Making a Will can also assist in planning ahead especially for a married couple who own their own home. The Care calculator is a very good starting point to give you an idea as to what you could potentially face in the future.”

If you would like more information about how you could plan for your future or you are in a position where care costs are an issue now then contact WE Solicitors LLP for expert advice and a free initial consultation to see how we can help you or your carer. #BBCCareCalc

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

41 million wills available to search online for the first time

The Ministry of Justice says: The government’s archive of 41 million wills dates back to 1858 and will enable people to find out more about their family histories, as well as researching the last wishes of some of the most influential people of the 19th and 20th century.

  • The Probate Service forms part of the Family Division of the High      Court. It deals with ‘non-contentious’ probate business (where there is no      dispute about the validity of a will or entitlement to take a grant), and      issues grants of representation, which are known as either:
    • Probate (when the deceased person left a       valid will and an executor is acting)
    • Letters of administration with will (when a       person has left a valid will but no executor is acting) or
    • Letters of administration (usually when there       is no valid will). The Probate Service holds all probate records issued       since it was established in 1858. It has a statutory duty to allow access       to the index of all grants issued since 1858 and provide copies of them       on payment of a statutory fee.

See more: https://www.gov.uk/government/news/41-million-wills-available-to-search-online-for-the-first-time

For a fee of £10 anyone can now obtain a copy of a Will that has been proved at the Probate Registry or obtain a copy of a Grant of Probate or a Grant of Letters of Administration. This will be particularly useful to those who want to know how an estate has been dealt with and whether they were a beneficiary of a loved one’s Will or not. This is especially so when there may be cause for concern or an executor is not forth coming with information. At WE Solicitors, we get a lot of enquiries from potential beneficiaries or family members asking for advice when there is a rift in the family or the executor and beneficiaries do not see eye to eye. The first port of call would be to ask the Executor for a copy of the Will, however this search provides another option and go directly and easily to the Probate Registry  to see if a Grant has been applied for or obtain a copy of the Will. Once this has been obtained it can alleviate a potential beneficiary’s concerns or allow them to consider what options they then have if they wanted to take the matter further.

To make a search go to:

https://www.gov.uk/search-will-probate

The Ministry of Justice says:  “As a result of the innovative project carried out by HM Courts and Tribunals Service (HMCTS) and storage and information management company Iron Mountain, people will be able to connect to history from the comfort of their own home and look up the wills of people such as:

  • the mathematician Alan Turing whose life story has been told in the      film The Imitation Game
  • Christmas Carol and Oliver Twist author Charles Dickens
  • Prime Minister Sir Winston Churchill
  • Peter Rabbit creator Beatrix Potter

Creating the wills archive is part of ongoing work to transform HMCTS to make it a modern, efficient, digital service which is easy for the public to access.”

At WE Solicitors LLP we can advise you as a beneficiary or an executor after obtaining a copy of a Will or a Grant, what it means to you and the options then available to you. If you cannot find a Grant it is possible that it has not yet been obtained and we can do a Standing Search on your behalf should one be applied for.

For more information contact WE Solicitors LLP, Ivy Mill Crown Street Failsworth Manchester M35 9BG

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

 

Martin Lewis has designed his six financial resolutions that if you do them now, the benefits should last throughout the year and longer.

See More: http://www.u.tv/entertainment/Martin-Lewis-New-Years-resolutions/9751387f-0b37-4893-bf04-b5dea5894c2b

No 2 on the list is:

“2…Stop putting off making a will and power of attorney. If you die will-less the ‘intestacy’ rules decide where your assets go and can mean your long-term partner gets nothing. Hollie emailed me saying: “Two years on I’m dealing with the fallout from Mum not having a will. Please get one.” So consider making a will.

The gold standard is a solicitor-drafted will. To get that for free, if your diary-keeping is good (if not just pay and do it now – better that than not doing it at all), in March there’s a small Free Wills Month scheme for those aged 55 or over. Then in November there’s the UK-wide Will Aid, though it asks you to donate to charity to get one. Also many charities have free will-drafting schemes providing you leave them a bequest. Some insurance policies and unions also offer free services. If not then Which? has a will-writing service where you do it yourself and it is looked over by a solicitor for £89.

Plus one in three aged over 65 die with dementia. If you lose your faculties, then it can be a financial nightmare, as it’s a hugely difficult and expensive process for someone to take control of your finances.

Norma Desmond says: “It’s a very long, drawn out and quite intrusive process. It’s also expensive. I just wish we’d managed to get power of attorney instead, when Dad was more capable.”

If you get a power of attorney now, it’s far easier. Don’t worry, it doesn’t mean you lose control; you can choose that it will only kick into place if you lose your faculties.

You can do it yourself if you’re reasonably savvy and have simple circumstances or you can get it drafted by a solicitor. The Alzheimer’s Society has useful information.”

You can get a ‘gold standard’ Will drafted by WE Solicitors LLP face to face

for just

£90+ VAT or £135 + VAT for a couple (Mirror Wills)

Lasting Powers of Attorney can be

drafted, signed and registered for £450 + VAT

(not including court registration fee)

If you would like more information on Wills or Lasting Powers of Attorney

Home visits available throughout the Manchester and Greater Manchester areas. Including Failsworth Oldham Bury Bolton Salford Wigan

Contact WE Solicitors

Don’t put off such an important issue.

Email: info@wesolicitors.com

#useaprofessional #will #lastingpowerofattorney

Telephone: 0800 294 3065

TODAY

 

Listen to the Podcast by Alzheimer’s Society

http://www.alzheimers.org.uk/site/scripts/home_info.php?homepageID=374&utm_campaign=General121214&utm_content=12351041044&utm_medium=Enewsletter&utm_source=Smart%20Focus

The word dementia describes a set of symptoms that may include memory loss and difficulties with thinking, problem-solving or language. Dementia is caused when the brain is damaged by diseases, such as Alzheimer’s disease or a series of strokes.

In this episode of the podcast Hannah speaks to helpline supervisor Kim about the progression of the different types of dementia.

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We Solicitors say: “Dementia is progressive. It can be difficult and emotional to accept a diagnosis but one of the best things you can do to help your family and carer to look after you or assist you to live with dementia is to ensure that you have your affairs in order for whatever may be round the corner.”

 

Making a Lasting Power of Attorney is vital. It is an important document to have in place for everyone but even more so when living with dementia.

 

Consider putting a Lasting power of attorney in place today.

For advice and assistance call we solicitors for friendly and professional approach

Competitive fixed costs – Home visits available

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

Do not put off such an important issue

Message from Will Aid:

 

On behalf of all the Will Aid charities and the people they seek to help, thank you so much for all the work you have put into Will Aid 2014.

 

All the indications are that the campaign has gone well and we are delighted to have already received over three quarters of a million pounds in donations. So far we have received £765 from your office. We really appreciate the support you and your colleagues have given the scheme and I hope you will pass on our appreciation to everyone involved.

 

By generously giving your time to Will Aid this year you will make a real difference to the lives of vulnerable people in the UK and right around the world.

 

Winesi from Malawi is someone on whom Will Aid has made a big impact.  He has suffered from cataracts in both his eyes for the last twelve years and has been unable to see at all for the last two.  This has made his life so much harder, unable to work and constantly suffering injuries because of his lack of sight.   Thanks to a Sightsavers’ cataract operation, he can now see again – his life is transformed and he was able to enjoy a particularly special moment when he saw his grandson for the first time.

 

From us all at Will Aid, I do hope you have a very happy and relaxing Christmas – you’ve certainly earned it!

 

With best wishes

 

Shirley Marsland

Campaign Manger
Will Aid
shirley@willaid.org.uk
www.willaid.org.uk
Will Aid supports the work of:
ActionAid, Age UK, British Red Cross, Christian Aid, NSPCC, Save the Children, Sightsavers, SCIAF (Scotland), Trocaire (NI)

 

We Solicitors llp. Ivy Mill Crown Street Failsworth Manchester M35 9BG

Providing fair and competitive costs for Probate and  Wills and Lasting Powers of Attorney. Home visits available.

 

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 6833191

A short summary of the in which the 2014 Autumn Statement may affect our clients, carers and their families.

Spouses will inherit their partner’s individual saving account (ISA) benefits after death

Currently, if someone passes away they can’t pass on their ISA to their spouse, even if they have saved the money together. 150,000 people a year lose out on the tax advantages of their partner’s ISA when their partner passes away.

From 3 December 2014, if an ISA holder dies, they will be able to pass on their ISA benefits to their spouse or civil partner via an additional ISA allowance which they will be able to use from 6 April 2015.

The surviving spouse or civil partner will be allowed to invest as much into their own ISA as their spouse used to have, in addition to their normal annual ISA limit.

In England, at least £15 million will go to research in dementia,

SUPPORT FOR CARERS

  • The carer’s allowance earnings limit will increase from £102 to £110 per week from April 2015.
  • The government will extend the £2,000 annual National insurance contributions employment allowance to households that employ care and support workers. This will allow the employment of a care worker on a salary of up to £22,500 and no employer NICs are payable
  • Carers will be exempted from the impact of removing the £8,500 threshold below which employees do not pay income tax on benefit

 

These are just some of the issues that may arise when you are considering making a Will, if you are administering an estate or dealing with probate or if you are a carer or you are acting under a Lasting Power of Attorney. If you would like any advice on these or related issues contact WE Solicitors LLP Failswoth Manchester.

 

We offer home visits throughout the Manchester area. Including Failsworth Oldham Ashton under Lyne Salford Bury Bolton Wigan and all surrounding areas.

We have free parking and disabled access at our office

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

Home visits to Failsworth, Oldham, Bolton, Bury, Trafford, Sale, Hyde, Dunkenfield, Stockport, Wigan and Altrincham and further a field by arrangement