As an Executor or Personal Representative, dealing with Probate and an estate comes at an already difficult and sad time. It can be a time consuming responsibility. We can help you. We can look after all aspects of the administration of an estate on your behalf, that can all too often become a minefield of problems and we will liase with you throughout it all.

Based in Failsworth Manchester, our office has the benefit of free parking and disabled access. You will receive a warm welcome.

However, we also offer home visits and a free initial consultation in your own home at a time that is convenient for you.

Call now on 0800 294 306 for advice and further details or email jo-ann.mason@wesolicitors.com

Probate Services Court of Protection

HSBC are selling their Wills and Probate business to a company called Simplfy Channel Ltd.  All customers who have appointed HSBC as their executors will have to change their Wills to appoint new executors. HSBC will inform their customers that they can change their Will by way of a Codicil to appoint Simplify as their executors.

 

Important: Careful consideration should be given before appointing Simplify Channel Ltd  as your executors. You should thoroughly research the company and the cost of their service as your executor. Simplify Channel Ltd  are not regulated by the Solicitors Regulation Authority and was set up in 2012 according to Companies House. It is a subsidiary of Chorus Law Group Ltd which was once called Independent Trust Corporation.

It may appear to be the easiest option to replace HSBC with Simplify as your executor. But your circumstances may have changed and it may be that a family member or friend would be best placed to be your executor. If this is not an option you can look to appoint a solicitor who specialise only in Probate matters and regulated by the SRA. Solicitors are not a business trying to sell you products. We only act in your best interests and we follow a code of conduct that does not allow you to be taken advantage of.

If you are a HSBC Will customer and you have received their letter or if you have not yet received their letter we strongly advise you to obtain advice your solicitor.

If you are concerned or would like more information contact our expert solicitors today at we solicitors llp for advice

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

Alzheimer’s  Society  say:

There are a number of financial and legal issues to consider after a diagnosis of dementia. For example, a person with dementia may be entitled to certain benefits and assistance to help manage their finances. There are also legal affairs that may need to be put in order. Some people choose to plan ahead for their future, by creating a power of attorney or writing a will for example. Many people find this empowering and reassuring. This factsheet outlines the various financial and legal issues that someone with dementia and their carer may want to consider, and explains how they can plan ahead. It also looks at sources of help and support. There is a separate section with additional information specifically for carers towards the end of the factsheet.

To download the fact sheet and for more information and support visit:

http://www.alzheimers.org.uk/site/scripts/documents_info.php?&documentID=160

If you would like help to plan for the future or you know someone who has recently been diagnosed with dementia you can act now to help make the process easier.

Jo-Ann Mason says:  “I have been working with a post diagnostic support group for a number of years for people who have recently been diagnosed with dementia and their carers or spouses. I have generally found that once they have put a Lasting Power of Attorney or a Will in place they feel a sense of relief that it has been done as it offers some peace of mind. I have worked with many people who have received such a diagnosis and I understand that it requires more patience and time to put a Lasting Power of Attorney in place and done in a way that is as comfortable and  as easy as possible. That is why I visit such clients in their own homes and explain LPA’s to them in a simple and easy to understand way and at their own pace. “

If you would like help to put a Lasting Power of Attorney in place please contact Jo-Ann Mason a specialist solicitor dealing with LPAs

Email: jo-ann.mason@wesolicitors.com

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

 

After the recent case of Ilot v Mitson & others it has becoming increasingly importantto consider how to make a Will. In this case a disinherited daughter was given £164,000 of her mother’s estate by the Court of Appeal. Her mother had left her £500,000 to the RSPCA, RSPB and the Blue Cross animal charities. She had not been in contact with her daughter for over 20 years. However, the court determined that no provision for her only child was unreasonable upon the fact of the case and no specific connection to the charities could be shown.

 

This case will be a cause for concern when making a Will and in particular if adult children are excluded. Whilst everyone has the freedom to leave their estate to whomever they wish it must be done in a manner so that those wishes are followed.

DIY or online Wills may not be sufficient. It is wise to seek legal advice when making a Will and even more so when there are complicated family issues. If you want to make a Will consult a specialist solicitor who can assess the best action to take on your own specific circumstances.

As this case shows there is a lot more to making a Will and the law behind them than as first appears.

If you would like to discuss making a Will contact WE Solicitors today. We can prepare your Will for you in the most convenient way for you whether that is by coming into the office, over the telephone, by email or skype. A basic Will costs £90+ VAT and Mirror Wills cost £135 + VAT.  #makingawill

 Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

It was announced in the Summer Budget that there will be a family home allowance introduced in April 2017 of £100,000 per spouse on a rising scale to £175,000 in 2020.

The Government announced:

Taking the family home out of Inheritance Tax

Currently, Inheritance Tax is charged at 40% on estates over the tax-free allowance of £325,000 per person. Married couples and civil partners can pass any unused allowance on to one another.

From April 2017, each individual will be offered a family home allowance so they can pass their home on to their children or grandchildren tax-free after their death. This will be phased in from 2017-18.

The family home allowance will be added to the existing £325,000 Inheritance Tax threshold, meaning the total tax-free allowance for a surviving spouse or civil partner will be up to £1 million in 2020-21.

The allowance will be gradually withdrawn for estates worth more than £2 million.

www.gov.uk/government/news/summer-budget-2015-key-announcements

This is good news for those who are looking at inheritance tax planning in the future.

If you would like more advice on this in connection with the preparation of your Will contact we solicitors llp now.

Call for an informal chat or to make an appointment

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

 

Dying Matters says:

As part of Dying Matters Awareness Week, we will be hosting a Twitter chat from 13.00-14.00 GMT every day from Monday 18 May to Friday 22 May. The aim of the chats is to encourage members of the public to take five simple steps to make their end of life experience better. Experts will be joining us to offer their advice around each of these steps.

Use the hastag #YODO to join in. 

Twitter chat schedule:

  • Monday 18 May, 1-2pm: Writing a will
  • Tuesday 19 May, 1-2pm: Recording your funeral wishes
  • Wednesday 20 May, 1-2pm: Planning your future care and support
  • Thursday 21 May, 1-2pm: Organ donation
  • Friday 22 May, 1-2pm: Telling loved ones your wishes

If you have a question or can offer advice about any of the topics above, please join in on Twitter by using the designated hashtag #YODO.

Find out more at: http://www.dyingmatters.org/

The writing a Will chat is very informative from Monday 18th May.  Lots of questions answered which may help you to think about making your own Will.

If you would like to make a Will contact Jo-Ann Mason on

0161 683 3191

or email jo-ann.mason@wesolicitors .com

 

Carers are now allowed to visit their loved ones without being restricted to visiting hour in a London hospital. People with dementia can now have their carer visit them as the hospital has offered an open all hours approach.

This recognition for carers is a significant breakthrough for John’s Campaign. Co founder, Julie Jones states:

‘The needs of people with dementia are different. Visiting hours do not apply here – family carers are essential.

‘My mum has Alzheimer’s and vascular dementia. She needs me to help her make sense of things. I wouldn’t let her go to the hairdresser alone, I’m blowed if I’m going to leave her alone in hospital without me!’

It is hoped that an open door approach for the carers of vulnerable adults across hospital settings will become the norm

See more : http://www.alzheimers.org.uk/site/scripts/documents_info.php?documentID=2947&pageNumber=3&utm_campaign=Monthly_Update_April_10.04.15&utm_content=12351041044&utm_medium=Enewsletter&utm_source=SmartFocus

-       Living with dementia magazine April 2015

 

For more information on how WE Solicitors can help carers and people recently diagnosed with dementia contact us on:

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

We offer home visits in Failsworth, Oldham, Manchester, Bolton, Wigan, Salford Bury and all surrounding areas. We offer professional advice with a personal and friendly approach.

What to say if someone you know is dying

www.dyingmatters.org/sites/default/files/user/images/Resources/Promo materials/Leaflet_7_Web.pdf

What to do if someone you know is bereaved

www.dyingmatters.org/sites/default/files/user/images/Resources/Promo materials/Leaflet_4_Web.pdf

 

It is a very difficult time when you are faced with death either imminently of the aftermath. If you know someone who is dealing with it or going through bereavement, these leaflets offer some helpful insight in to what you could do or expect in these circumstances.

It is not an easy subject to talk about or face but in the long run it is much better to talk about it and bring it in to the open. It is upsetting but also can be rewarding. Dying Matters aims to help people talk more openly about dying, death and bereavement, and to make plans for the end of life.  www.dyingmatters.org  has resources, information, a community and news which can help. It may just be a small step but each one helps.

WE Solicitors are a member of #Dying Matters. If you would like to discuss any issues relating to End of Life or bereavement in terms of the legal issues it can present then please contact us for a free confidential consultation. #yodo

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

What to say if someone you know is dying

www.dyingmatters.org/sites/default/files/user/images/Resources/Promo materials/Leaflet_7_Web.pdf

What to do if someone you know is bereaved

www.dyingmatters.org/sites/default/files/user/images/Resources/Promo materials/Leaflet_4_Web.pdf

 

It is a very difficult time when you are faced with death either imminently of the aftermath. If you know someone who is dealing with it or going through bereavement, these leaflets offer some helpful insight in to what you could do or expect in these circumstances.

It is not an easy subject to talk about or face but in the long run it is much better to talk about it and bring it in to the open. It is upsetting but also can be rewarding. Dying Matters aims to help people talk more openly about dying, death and bereavement, and to make plans for the end of life.  www.dyingmatters.org  has resources, information, a community and news which can help. It may just be a small step but each one helps.

WE Solicitors are a member of Dying Matters. If you would like to discuss any issues relating to End of Life or bereavement in terms of the legal issues it can present contact us for a free confidential consultation. #yodo

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

Theresa Bunn aged 56, lied about the value of her aunt’s estate and failed to declare large cash gifts made in her life time. The estate was worth over £1.5m. Bunn declared the estate value to be £285,000 to HMRC to keep it below the tax allowance.

Bunn’s finances were investigated after HMRC officers discovered she had been financially supporting a friend and using her friend’s bank accounts to hide money and evidence of her spending from her family.

She was charged with cheating the public revenue contrary to Common Law in April 2014 and admitted the offence on 9th March 2015.

Bunn has been jailed for 2 years and 8 months as she lied to avoid paying an inheritance tax bill of around £500,000.

Stuart Taylor, assistant director, HMRC, said: “Theresa Bunn had the benefit of large amounts of cash and lied purely to avoid paying tax. The vast majority of us pay what is due, when it is due, but HMRC will not tolerate tax fraud and will investigate those we suspect of operating outside the law.”

__________________________________________

There are ways to reduce an Inheritance tax liability in a legitimate way. Seeking legal or financial advice is a more straight forward and practical way rather than risking a prison sentence. HMRC are naming and shaming more tax evaders and investigating all areas of tax avoidance.

The current tax threshold for inheritance tax is £325,000. Any amount above this is taxed at 40%.  A married couple can claim the tax allowance of the first spouse to die, giving them an allowance of £650,000 on the death of the surviving spouse.

There are exemptions such as charitable gifts and Business Property Relief. Inheritance tax planning is vital to anyone who has assets which a value in this region.

 

For more information on how you can include tax planning alongside your Will

call WE Solicitors LLP today.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

 

 

The Ministry of Justice (MOJ) has launched a public awareness campaign to encourage people to plan for their and their families’ futures.

https://www.gov.uk/government/publications/planning-for-the-future-choice-not-chance

It can be difficult to have a conversation about making a Lasting Power of Attorney or a Will. It is always easier to approach when it is not likely to be an immediate issue and it is a measure taken to plan for the future. This would be the best time to do it.

However, if it has to be at a time when it is felt that it is important to put a Will or Lasting Power of Attorney in place because it you can see that it will be needed in the not too distant future it may be best to bring up the subject in a way that can show the benefits of having one. For example: ‘My friend’s mother has just done a Lasting Power of Attorney and it has made things much easier for her and for her family to help her. She has put it in place so she can choose who she wants to help her”

Another way is to arrange an initial appointment with an expert solicitor at WE SOLICITORS to have an initial meeting to have a chat about what is involved and how it works and discuss any concerns. It can a way for the person who needs a Will or an LPA to obtain information for themselves. If the person you care for then decides they don’t want to go ahead at least they have then made a more informed decision. If they do we can start the process and get the ball rolling.

CHOICE NOT CHANCE

Making a Will is not as daunting as you may think. There may be issues you have not thought about or thins that you don’t know how best to deal with. Once to you have spoken to an expert advisor you are likely to feel much better after making a Will and knowing that you have done what you can to help your loved ones whenever the time comes. It is not nice to think about death but it is better to think about it knowing you have put your affairs in order.

choicenotchance

If you would like more information about planning for your future call or email

 WE SOLICITORS LLP and see how we can help you

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

Home visits to Failsworth, Oldham, Bolton, Bury, Trafford, Sale, Hyde, Dunkenfield, Stockport, Wigan and Altrincham and further a field by arrangement