As an Executor or Personal Representative, dealing with Probate and an estate comes at an already difficult and sad time. It can be a time consuming responsibility. We can help you. We can look after all aspects of the administration of an estate on your behalf, that can all too often become a minefield of problems and we will liase with you throughout it all.

Based in Failsworth Manchester, our office has the benefit of free parking and disabled access. You will receive a warm welcome.

However, we also offer home visits and a free initial consultation in your own home at a time that is convenient for you.

Call now on 0800 294 306 for advice and further details or email jo-ann.mason@wesolicitors.com

Probate Services Court of Protection

 Wigan & Leigh Carers Centre see a significant increase in enquiries

following the visit by Her Royal Highness The Princess Royal

Wigan & Leigh Carers Centre is commissioned by Wigan Council to undertake Carers Assessments and the centre has seen a significant increase in enquiries and registrations since the visit of Her Royal Highness The Princess Royal earlier this month.

 

Mrs Pauline Gregson, Chief Executive of Wigan & Leigh Carers Centre, said that the visit put a spotlight on the centre and raised awareness of the right of carers to an assessment independent of those who they care for. She said “the visit of Her Royal Highness was a tremendous boost for us all. The Princess has devoted so much time and energy to championing the cause of unpaid carers and we are delighted that more carers are becoming aware of their rights and are looking for the support that is available to them.”

 

The visit coincided with the 18 month anniversary of a “Prepared to Care” project funded by the Lottery to deliver benefit and debt advice, advocacy support and training. Welfare and Debt Advisor, Brian Fletcher, was one of the team delivering the project who met The Princess.  Since the project started benefit uptake has been £1.25m and £500,000 of debt has been written off or re-assigned.   Over 470 hours of training has been delivered in subjects from stress busting, moving & handling and medication to IT awareness and arts and crafts. 2,300 carers have benefited from the project.

If you would like more information or would like to know what options are available to you for example with a Lasting Power of Attorney or a Will call WE Solicitors LLP for an initial consultation or make an appointment with our expert advisor today.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Leigh Bolton Wigan Salford and all surrounding areas

 

 

A member of the WE Solicitors team, Jo-Ann Mason was honoured to have met HRH The Princess Royal when she visited Wigan and Leigh Carers Centre last month. Jo-Ann is a member of the Board of Trustees of the Centre.

The Princess is the president of the Carers Trust and campaigns for the needs of unpaid carers. Whilst at the Centre she took time to speak to everyone including staff, carers and volunteers and praised the incredible work of everyone involved.

 

 

It has been reported that Prince may not have left a Will. His sister has filed a petition in an American Probate Court stating that there is no Will. It is yet to be revealed whether a Will is in existence.

This highlights two important factors.

1.    What could happen if there is no Will?

It is a risky business not to leave a Will when there is wealth and a musical legacy on the scale of which Prince has left. There are still disputes even after 7 years surrounding Michael Jackson’s estate. However, even small estates can face similar lengthy and expensive disputes but perhaps on a less grander scale and this is becoming increasingly common. All for the sake of putting off making a Will which would take a couple of hours of time and approximately around £100 with a qualified solicitor.

An estate could go to the Crown

It is becoming even more prevalent where a person dies without any family. Jo-Ann Mason of WE Solicitors says: “In the last month alone I have been made aware of two estates where a person has passed away and not left a Will. Neither of these had any blood relatives and the estates which both included properties of a substantial value will be left to the Crown and now be in the hands of the Treasury Solicitor. In one of these cases the deceased left a partner of 30 years who was not only left devastated at the sudden death of her loved one but now also has very limited involvement in his estate and personal belongings. This has added to the grief in a huge way.

2.    If you do make a Will tell someone where it is

There are cases where a person makes a Will and then hides it away as they do not want anyone to know its contents. But a hidden Will is like having no Will at all. Occasionally it can add even more complications if an estate is distributed according to the intestacy rules only for a Will to be unearthed later down the line. This would cause considerable problems trying to revert back to what should have been according to the Will especially where money is involved.

It is worth noting that Solicitors store Wills for their clients to keep them safe and send copies to be kept with  personal papers. Jo-Ann Mason says: “When we store Wills for our clients, I always advise them to tell their executor that they have made a Will and where it is stored. No one needs to know the contents of it and I explain the consequences of not doing so. Clients can also add their will to the Certainty Will Register which was set up to alleviate this problem. More details can be found at certainty.co.uk”

It is not always as expensive as you may think to make a Will with a solicitor. You can shop around.

We Solicitors charge £90 + VAT = £108 for a single Will

and £135+ VAT = £162 for Mirror Wills.

Contact us today to discuss your Will. You can speak to a qualified solicitor to make an appointment or have an informal chat about your requirements.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

A grandmother who lived with her boyfriend for nearly two decades has won her court battle to stop his share of their £335,000 home passing to the wife he never divorced.

Joy Williams, 69, and dentist Norman Martin bought their three-bedroom home in Dorchester, Dorset, together following his split from wife Maureen Martin.

But because Mr Martin never divorced and never updated his will, when he died of a heart attack in 2012 half his share of the house went to Mrs Martin, along with half of his assets.

Read more: http://www.dailymail.co.uk/news/article-3449654/Grandmother-lived-partner-18-years-wins-court-battle-stop-share-335-000-house-passing-wife-never-divorced.html#ixzz41qGizuXH

WE Solicitors says ‘This court battle of 4 years and tens of thousand of pounds in legal costs potentially could have been avoided if a new Will had been put in place. It was the intention of the couple to do so as part of their retirement plan but as we can never predict what is round the corner a Will should not be something to put on the list or something to get round to doing. This is even more so for couples who are not married but live as if they are. It should be a priority especially if there are children from previous marriages or one partner is still legally married.’

If you would like more information or would like to know what options are available to you when making a Will call WE Solicitors LLP for an initial consultation or make an appointment with our expert advisor today. It may not be as complicated as you think.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

Wales Air Ambulance called upon the services of JCP Solicitors after a lifelong supporter of the charity from North Wales left the bequest in her will. However, because the woman’s wishes were worded imprecisely, the charity faced losing the money to another group with a similar name in England.

After a five-month dispute, the other air ambulance charity agreed to sign a legal deed to ensure that the money went to Wales Air Ambulance.

To read more :

http://fundraising.co.uk/2016/02/03/wales-air-ambulance-wins-bequest-after-legal-dispute/

We Solicitors says: “It is so important to get the wording of a Will correct. Solicitors can do this as they know the pitfalls especially the less obvious ones as they regularly deal with the aftermath if a Will is wrong. Whilst a homemade Will may save money at the time of writing, it can lead to expensive legal costs to put it right – if that  is even possible or it may leave an intended beneficiary with nothing at all. It is surely better to be safe than sorry and have a Will drafted by a legally qualified solicitor than to hope it will be ok for your loved ones when you are gone.”

It is not always as expensive as you may think to make a Will with a solicitor. You can shop around.

We Solicitors charge £90 + VAT = £108 for a single Will

and £135+ VAT = £162 for Mirror Wills.

Contact us today to discuss your Will. You can speak to a qualified solicitor to make an appointment or have an informal chat about your requirements.

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

Over half of the public think will-writing should be regulated, YouGov research for the Law Society has shown. A survey of 1,554 adults found that 55% wanted all will-writers to be regulated while over 95% praised the services provided by solicitors.

Almost 90% of respondents who had a will drafted by a solicitor were satisfied with the process and 81% said they were happy with the quality of legal advice.

Jonathan Smithers, president of the Law Society, said: ‘It is encouraging to see that the public are beginning to recognise the importance of using a solicitor over an unregulated will writer.’

WE Solicitors says: It is important to get a Will right. Will writers are not legally qualified and whilst some may be experienced in this field there are also those that aren’t. But how would you know?  Some will writing companies are cheap but we often see clients who have made Wills in this way and they have not been up to scratch. More often than not we have had to put things right. Will writers have a tendency to charge around £30-£50 for making a Will and will then charge £100 for storage or £5 every month. (£60 every year). This adds up. It is always worth researching the costs and shopping around to see what you are actually getting for your money. Having a Will drafted by a fully qualified professional is the best route to take. After all you are protecting your assets and your family.

We solicitors llp charge £90+ VAT for a single Will and £135+ VAT for Mirror Wills.

If you would like more information about making a Will call or email

 WE SOLICITORS LLP and see how we can help you

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

 

http://www.moneywise.co.uk/investing/estate-planning/being-executor-risky-business

Has a friend or relative asked you to administer their will? If so, beware of the legal and financial liabilities you could face.

If someone has asked you to be the executor of their will, beware of biting off more than you can chew. Although being appointed executor can be a sign of the esteem in which you are held by a friend or family member, the role can be extremely challenging and carries significant – and potentially very costly – legal liability.

Recent research from Executors Insurance, a company that sells policies to protect executors against a number of issues suggests that millions of people have accepted the role of executor without fully understanding the legal and financial liabilities they could face.

The survey found that while 47% of those who had in the past executed a will found the process straightforward, 17% reported that the experience was harder than they expected, while a further 12% said it was “a complete nightmare”.

Executors Insurance estimates that around six million people have executed a will in the past, with five million currently named as executors but yet to carry out their duties. In around three-quarters of wills, family members or friends are named as executors rather than professionals such as solicitors or bank officials.

“The responsibilities of an executor are very rarely talked about,” says Executors Insurance spokesperson Guy Everington. “Your liability should anything go wrong is not only personal and unlimited, it is also joint and several. This means that if there are other executors and one of the others makes a mistake, you could be held liable. If you have money and the others don’t, any unhappy parties are likely to come after you.”

As an executor, you can be held liable for mistakes for up to 12 years rather than the six years commonly applied in contract law. The liability can be extended a further three years if minors are involved, Everington says. But his company’s research found that 43% of people thought liability ended once all payments had been made from the estate.

Everington adds that the number of cases being brought against executors appears to be increasing. Figures from the High Court in England show there were 107 claims against executors for breach of duty in 2012 but 368 in 2013.

One possible reason for the rise in the number of claims is the increasingly fragmented nature of families. “The extent of extended families, including split families and second families, is growing and that is definitely increasing exposure,” Everington says.

For the full article : http://www.moneywise.co.uk/investing/estate-planning/being-executor-risky-business

WE Solicitors say:

If you are appointed as an executor of an estate, particularly where it is more complex than dealing with a few bank accounts, it is advisable to get legal advice from a solicitor who specialises in Probate as they will know the pitfalls to avoid. It is a big responsibility to take on the role without advice or help. A Solicitor can guide you through the process and has a duty to the executor and the estate – so also then the beneficiaries – to ensure the estate is dealt with correctly. It is common practice for an executor to instruct a solicitor to help with an estate as ultimately it is for the benefit of all parties involved. The beneficiaries will know the estate is being dealt with in the correct way. Any recourse will lie with the firm for both the executor and the beneficiary.

Not all solicitors’ costs are expensive. At we solicitors llp we give a fixed fee upfront and explain exactly what is included in the cost. There are no percentage charges and we can obtain the Grant of Probate from as little as £500 + VAT. We can do as little or as much as you want us to do.

We are happy to give a no obligation quote and some initial advice as to what you would need to do. You can also compare this to other firms so you can see how much we do and offer for our professional service.

If you are an executor and you would like to know more contact

 WE SOLICITORS LLP and see how we can help you

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Email: jo-ann.mason@wesolicitors.com

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

A daughter who lost a share of her late father’s house due to errors made when using Barclays Bank’s Will Writing Service is claiming compensation from Barclays. However, Barclays refuse to accept a decision by the Financial Service Ombudsman to pay compensation and the matter has now gone to the High Court meaning a long and expensive court battle.

In his 2007 Will made by Barclays Will Writing Service the father left his half share in his valuable property to his daughter. He owned the property jointly with his second wife (not his daughter’s mother).  As the property was owned as joint tenants the property in fact passed to his wife and did not pass under his Will.

Barclays should have severed the joint tenancy to make the joint ownership as tenants in common. The father’s share would then have passed to his daughter as per the terms of his Will. The FSO has claimed that Barclays are at fault,  however they have ignored this decision.

This case highlights the concerns of using cheap will writing services that are not regulated and the damage that DIY wills can do. The majority of people using these services are not aware of the fall out they can cause. Sometimes solicitors can make mistakes but because they are regulated and insurance is compulsory there is recourse to put a mistake such as this right and compensation can be paid.

At we solicitors llp, we recently had a similar case where a Will was prepared by a Will writing company. The lady sent the Will to the company for storage (costing £5 per month) She received a letter to say the Will had been checked and signed correctly, as they sent her the Will to sign herself.  After the lady passed away her son was due to apply for probate, however we discovered that the Will was actually invalid as the executors and beneficiaries had witnessed the Will. The will writing company did not seem to be overly concerned by this and were at first reluctant to offer any compensation as the consequences were not so drastic as the case above.

The lady’s son was devastated to learn that his mother had gone to all the effort and time to put a Will in place particularly when her health was not very good that ultimately meant nothing.

Visiting a solicitor to make a Will does not always necessarily mean it will cost the earth. You can shop around for a quote and ask what is included in the service. For  example we solicitors llp charge £90 + VAT for a basic Will which can include two face to face meetings, the peace of mind that your Will is tailored to you and executed correctly. We also offer safe lifetime storage of your Will for just a one off payment of £18.

If you would like more information about making a Will call or email

 WE SOLICITORS LLP and see how we can help you

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Ashton under Lyne Bolton Wigan Salford and all surrounding areas

 

 

 

 

 

HSBC are selling their Wills and Probate business to a company called Simplfy Channel Ltd.  All customers who have appointed HSBC as their executors will have to change their Wills to appoint new executors. HSBC will inform their customers that they can change their Will by way of a Codicil to appoint Simplify as their executors.

 

Important: Careful consideration should be given before appointing Simplify Channel Ltd  as your executors. You should thoroughly research the company and the cost of their service as your executor. Simplify Channel Ltd  are not regulated by the Solicitors Regulation Authority and was set up in 2012 according to Companies House. It is a subsidiary of Chorus Law Group Ltd which was once called Independent Trust Corporation.

It may appear to be the easiest option to replace HSBC with Simplify as your executor. But your circumstances may have changed and it may be that a family member or friend would be best placed to be your executor. If this is not an option you can look to appoint a solicitor who specialise only in Probate matters and regulated by the SRA. Solicitors are not a business trying to sell you products. We only act in your best interests and we follow a code of conduct that does not allow you to be taken advantage of.

If you are a HSBC Will customer and you have received their letter or if you have not yet received their letter we strongly advise you to obtain advice your solicitor.

If you are concerned or would like more information contact our expert solicitors today at we solicitors llp for advice

Email: info@wesolicitors.co.uk

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

Alzheimer’s  Society  say:

There are a number of financial and legal issues to consider after a diagnosis of dementia. For example, a person with dementia may be entitled to certain benefits and assistance to help manage their finances. There are also legal affairs that may need to be put in order. Some people choose to plan ahead for their future, by creating a power of attorney or writing a will for example. Many people find this empowering and reassuring. This factsheet outlines the various financial and legal issues that someone with dementia and their carer may want to consider, and explains how they can plan ahead. It also looks at sources of help and support. There is a separate section with additional information specifically for carers towards the end of the factsheet.

To download the fact sheet and for more information and support visit:

http://www.alzheimers.org.uk/site/scripts/documents_info.php?&documentID=160

If you would like help to plan for the future or you know someone who has recently been diagnosed with dementia you can act now to help make the process easier.

Jo-Ann Mason says:  “I have been working with a post diagnostic support group for a number of years for people who have recently been diagnosed with dementia and their carers or spouses. I have generally found that once they have put a Lasting Power of Attorney or a Will in place they feel a sense of relief that it has been done as it offers some peace of mind. I have worked with many people who have received such a diagnosis and I understand that it requires more patience and time to put a Lasting Power of Attorney in place and done in a way that is as comfortable and  as easy as possible. That is why I visit such clients in their own homes and explain LPA’s to them in a simple and easy to understand way and at their own pace. “

If you would like help to put a Lasting Power of Attorney in place please contact Jo-Ann Mason a specialist solicitor dealing with LPAs

Email: jo-ann.mason@wesolicitors.com

Telephone: 0800 294 3065 / 0161 683 3191

Home visits available in Failsworth Oldham Manchester Bury Bolton Wigan and surrounding arears

 

 

Home visits to Failsworth, Oldham, Bolton, Bury, Trafford, Sale, Hyde, Dunkenfield, Stockport, Wigan and Altrincham and further a field by arrangement