Archive for November, 2014


Top reasons to make a Will with a Wills and Probate Solicitor:

  1. If you have remarried after your first spouse passed away and now the house you live in is in your sole name – Who do you want to leave your house to? If you have a second wife or husband you may want them to continue to live in your house but you ultimately want it to go to your children. – This can easily be achieved in your Will

 2.If you own everything with your second spouse but you have children from your first marriage, do you want everything to go to your spouse or do you want to leave something to your children? For example your half share of your house? – This can easily be done in your Will.

3.If you own everything equally with your spouse and they have children from a first marriage would you want everything you own to go to them? If you passed away first everything would go to your spouse. If they passed away everything would then go to his/her children. This means that if you have your own children they would receive nothing. The only way to ensure that this doesn’t happen is to make a Will.

 4.Also remember that if you do get married or remarry then any Will you made before you got married is now invalid and everything would go to your spouse and then on to his or her children / heirs. You can make provision for all your loved ones.

5. You can protect your spouse and your children and make sure your wishes are carried out. It may seem complicated but by discussing what you want to do with a qualified expert solicitor it will make the process much easier than you may think.

To ensure that your family get your assets you have to make a Will.

To ensure the person you want to deal with everything when you die you have to make a Will to appoint an executor.

Make an appointment We Solicitors at our Failsworth office, Manchester

Do not put off such an important issue.

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

Compassion in Dying have released an informative guide:  Planning Ahead: Making Choices for the End-of-Life’

Available to read online or to print off:

http://www.compassionindying.org.uk/sites/default/files/CiD_PlanningAhead%20low%20res.pdf?utm_source=Dignity+in+Dying+Newsletter&utm_campaign=673966c7fd-CiD_Planning_Ahead_launch11_21_2014&utm_medium=email&utm_term=0_95c2433a47-673966c7fd-59092753

This is a guide for everyone. We all need to be aware of the choices we have and be able to put them in place at any time. It gives helpful information on Advance Directives and Lasting Powers of Attorney.

It will be helpful to carers who want to assist a loved one to put heir wishes in place.

If you would like any further information or help to put a Lasting Power of Attorney in place please contact us. We offer home visits for Lasting Powers of Attorney in the Manchester area including Failsworth, Oldham, Ashton Under Lyne, Bury, Bolton and Salford and other surrounding areas

 Don’t leave it too late to sort an important issue.

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

Here are 3 TOP REASONS why you should not  put it off until the New Year

  1. Statistics show that more people die in winter than in summer. The most winter deaths occur in the UK and there are more in the North West than anywhere else.
  2. Making a new year’s resolution to make a Will is just putting it off and may be something you never then get round to doing. More British people die in the first full week of the year than at any other time

See more: http://www.bbc.co.uk/news/magazine-25680933 The mystery of the most fatal week of the year

  1. To make your Will now will give you peace of mind and one less thing to worry about over the Christmas period. Once it is done you can forget about it and concentrate on the festivities and more exciting New Year’s resolutions! You can get it off your list of things to do.

NOW is the best time to make your Will.

       Do not put off such an important issue.

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

Speaking at the Law Society’s Private Client Section elderly care conference, Esther Rantzen has urged solicitors to be mindful of clients who may be living with loneliness and to think about putting them in touch with The Silver Line. The Silver Line is a 24/7 friendship, information and advice line.

Esther Rantzen said: ‘Since November 2013, we’ve taken 230,000 calls and the biggest problem people bring to us is loneliness. Loneliness is all about loss – of a partner, job, a sense, driving licence, mobility or neighbourhood. It can erode self-confidence: you think you are alone because nobody wants you. ‘Solicitors are in a unique position to help older clients. Elderly clients see solicitors as a trusted friend – someone they can ask advice from. It may be that your elderly client comes to you just for the opportunity of having someone they know and like to talk to. All I ask is that you mention they may like to try The Silver Line and see what they think.’ – See more at: http://www.lawsociety.org.uk/news/press-releases/esther-urges-solicitors-to-recommend-the-silver-line-helpline-for-older-

The Silver Line offers a befriending service either by telephone or by letter from people who like to engage with the older generation. There are also Silver Circles and Silver Line Forums

For more information go to http://www.thesilverline.org.uk/what-we-do/

It is important to receive the support you need particularly if you are living alone. It may be difficult to ask for and know where to get it. The Silver Line makes it easier. It may also be a means of obtaining advice on to put your affairs in order such as a Will or a Lasting Power of Attorney.

At We Solicitors LLP we understand that it can be hard to know where to get advice. We see many clients of the Silver Generation and we understand that it can be daunting to think about making a Will or a Lasting Power of Attorney. We offer home visits throughout the Manchester and Greater Manchester area including Oldham Failsworth Manchester Bolton and Wigan. We like to help our clients in whatever way we can.

If you would like to talk about making a Will or Lasting Power of Attorney contact we solicitors llp

Do not put off such an important issue.

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

It is a difficult time to deal with the financial affairs of a loved one who has passed away. It can be time consuming and often confusing as banks and other intuitions have different requirements depending on what and how much is in the estate.

Here are some pointers to consider when dealing with the estate:

  • Obtain a death certificate first. No one will deal with you unless you can produce the death certificate. You will also need to notify the DWP if there are benefits or state pension.
  • Is there a Will? You need to establish who the executor is (or administrator if there is no Will). This is the only person who has the authority to deal with the estate.
  • If there is no Will do you know who would be the Administrator? This is determined by the Intestacy Rules.
  • Next you need to find out what assets there are in the estate and how to deal with them. As a general guide if there is a property and/or more than £10 – £15,000 in the estate you will need to obtain a Grant of Probate or Letters of Administration if there is no Will.
  • Funeral Account – This must be paid first and take priority over any other payments.
  • Debts – You have a duty to find out if there any debts and inform the creditors. Debts must be paid before any distribution is made. If there is not enough money in the estate to pay all the debts each creditor should receive a pro rata payment of what there is.
  • Tax – Complete the form IHT 205 if there is no tax to pay or the form IHT 400 if there is tax to pay. You must also account for any income in the administration period and repay or reclaim any tax owed by the estate.
  • Obtain the Grant of Probate or Letters of Administration. – This gives you the authority to deal with assets of the estate and have them paid to you as the executor / administrator
  • Open an estate bank account – You can’t put estate monies with your own. They must be in a separate account.
  • Once the debts have been paid and all the assets have been collected in you can then distribute the estate to the beneficiaries. You will need to establish who they are and that they are not bankrupt.
  •  Ideally, you should also provide each beneficiary with an account of the estate.

 

This is a basic list of some of the issues that need to be dealt with in a more simple estate. Other issues may arise which can make it more complicated like a claim against the estate by the DWP or family member. The beneficiaries may need to be consulted and may not agree on what action to take. Inheritance tax is a big task to calculate and then pay.

It is a big responsibility to take on the role of an Executor or Administrator. If you would like more advice or you would like to pass that responsibility over to an expert who can do all these things and more then contact our Probate Department. We specialise in all aspects of estate administration and we can deal with the estate efficiently, you remain in charge but we do the work.

For a Low cost fixed fee Probate quote call We Solicitors LLP. No call centres. No hidden fees. No hassle. You will deal with one main expert.

We can relieve the burden whilst you are still the executor, involved as much as you want to be. Our costs come from the estate.

You can contact your solicitor by a method that suits you best.

By: telephone         email              letter               Face Time     Skype

At a time that suits you.

Contact WE Solicitors LLP today to see how our Low Cost Probate Services can benefit you.

Get a quote to compare!

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY

 

     The Law Society warns about the consequences of not making a Will

– See more at:

http://www.lawsociety.org.uk/news/press-releases/millions-of-britons-have-no-will/#sthash.wHZs2Y1k.dpuf

Law Society research: Millions of Britons have no will

The research revealed that 73 per cent of 16-54 year olds don’t have a will, while 64 per cent of people over the age of 55 have made their final wishes clear in a will.

Law Society president Andrew Caplen said the figures are extremely concerning:

‘Thousands of people die every year without making a will or without a properly drafted will. These figures show just how bad the problem is. ‘Dying intestate not only means your final wishes will probably go unheeded, but the financial and emotional mess is left for your loved ones to sort out. This need not be your final legacy. ‘Making a will is usually a very simple process but we urge people to use a qualified, insured solicitor because he or she will be able to spot the nuances that could lead to trouble later on if not properly addressed.’

It is probably easier than you think to make a Will. The cost of using an expert solicitor is not as expensive as you might think. We Solicitors, Ivy Mill, Crown Street Failsworth Manchester charge just £90 + VAT for a basic Will.(£135 + VAT  for Mirror Wills)

We can go through what you need over the telephone first or by email with no obligation if you prefer and make the process run smoothly to fit round you.

Do not put off such an important issue.

Email: info@wesolicitors.com

Telephone: 0800 294 3065

TODAY